m.pafcu.orgPAFCU Mobile Banking

Click here for more information and updates about COVID-19. Annual Meeting Notification, click here for more information. PAFCU's New Mobile App iPhone® iPad® Android® Phone Android® Tablet Amazon® Tablet People's Alliance Federal Credit Union - PAFCU Home Branch Locations Rates Home Banking Welcome to People's Alliance Federal Credit Union Mobile Banking Brooklyn (Hanson Place) Phone: (718) 643-4506 67 Hanson Place Brooklyn, NY 11217 Monday: Closed Tues-Fri 8:30-4:00 p.m. Brooklyn (Atlantic Ave) Phone: (718) 797-2988 69 Atlantic Ave Brooklyn, NY 11201 Mon-Fri 8:30-4:00 p.m. ATM Available 24 Hours a Day Hauppauge Phone: (631) 434-3500 125 Wireless Blvd. Hauppauge, NY 11788 Mon-Fri 8:30-4:00 p.m. Drive-Up: Mon-Fri 8:30-4:00 p.m. ATM Available 24 Hours a Day *Walk-in business after 4:00 p.m. **Walk-in business only. Jamaica (JFK Airport) Phone: (718) 656-1774 Building 14 West Wing Room 4A Jamaica, NY 11430 Mon-Fri 8:30-4:00 p.m. ATM Available 24 Hours a Day on the 1st Floor *Walk-in business after 4:00 p.m. **Walk-in business only. Jamaica (The Greater Allen Cathedral of New York) Phone: (718) 206-4600 x3037 110-31 Merrick Blvd. Jamaica, NY 11433 Monday: Closed Tuesday: 8:30 a.m. - 4:00 p.m. Wednesday: 8:30 a.m. - 4:00 p.m. Thursday: 8:30 a.m. - 5:00 p.m. Friday: 8:30 a.m. - 6:00 p.m. Saturday: Closed Sunday: 9:00 a.m. - 1:30 p.m. Miami Phone: (888) 268-2768 5757 Blue Lagoon Drive Suite 100 Miami, FL 33126 Mon-Tues 8:30-4:00 p.m. Wed Closed Thurs-Fri 8:30-4:00 p.m. ATM Available 24 Hours a Day *Walk-in business after 4:00 p.m. **Walk-in business only. Ronkonkoma Phone: (631) 580-3702 3125 Veterans Memorial Hwy. Ronkonkoma, NY 11779 Mon-Fri 8:30-4:00 p.m. ATM Available 24 Hours a Day *Walk-in business after 4:00 p.m. **Walk-in business only. Westbury Phone: (516) 832-8100 1600 Stewart Ave. Suite #101 Westbury, NY 11590 Mon-Fri 8:30-4:00 p.m. ATM Available 24 Hours a Day *Walk-in business after 4:00 p.m. **Walk-in business only. Yonkers Phone: (914) 963-1370 132 Tuckahoe Road Yonkers, NY 10710 Mon-Fri 8:30-4:00 p.m. ATM Available 24 Hours a Day *Walk-in business after 4:00 p.m. **Walk-in business only. Dividend Rates Share Account Minimum Balance* Annual Percentage Yield Rate Prime Share Account $50.00* 0.10% 0.10% Checking Plus $1,000.00* 0.05% 0.05% Escrow Accounts $50.00* 0.05% 0.05% Golden Checking none 0.05% 0.05% IRA $50.00* 0.17% 0.17% *To obtain the disclosed annual percentage yield, a minimum balance must be maintained in each type of account. The Board of Directors has announced a declaration of these dividends to be paid on individual member's eligible balances for the quarter ending June 30, 2020. All rates and terms offered are effective June 30, 2020 and are subject to change without notice. Money Market Rates The following are the Money Market Rates for the period ending 9/30/20. Term Annual Percentage Rate 2,500 to 24,999 0.25% 0.25% 25,000 to 49,999 0.30% 0.30% 50,000 to 99,999 0.35% 0.35% 100,000 & $249,999 0.40% 0.40% All rates and terms offered are subject to change without notice. Share Certificate Rates The following are the Share Certificate Rates as of 10/31/2020. Term Annual Percentage Rate 3 Months 0.39% 0.39% 6 Months 0.36% 0.36% 9 Months 0.40% 0.40% 1 Year 0.45% 0.45% 2 Year 0.54% 0.54% 5 Year 0.86% 0.86% Building 1 Year 0.45% 0.45% Education 1 Year 0.45% 0.45% 18 Month Bump Up 0.49% 0.49% 12 Month Youth 0.70% 0.70% All rates and terms offered are subject to change without notice. A penalty will be assessed for premature withdrawal from share certificates. Mortgage Rates The following are the Mortgage Rates Effective 10/23/2020 30 year rate 30 year points 15 year rate 15 year points 3.125% 1.000 2.625% 1.000 Add .50% to above loans for jumbo mortgage ($510,400 and higher). Loan Rates Loan Term APR* Signature (Unsecured)/Debt Consolidation 1-3 years 4-5 years As low as 9.99%* As low as 10.99%* New Vehicle 1-5 years 6 years (over $15,000) 7 years (over $25,000)*** As low as 2.99%* As low as 3.33%* As low as 3.99%* Used Vehicle 1-5 years 6 years (over $15,000) 7 years (over $25,000)*** As low as 3.24%* As low as 3.49%* As low as 4.29%* Aircraft, Travel Trailer and Rec. Vehicle 1-6 years 7-12 years (over $20,000) As low as 7.49%* As low as 8.49%* Boat 1-6 years 7-12 years (min of $25,000) 13-15 years (min of $25,000) 16-20 years (min of $25,000) As low as 4.49%* As low as 6.34%* As low as 6.64%* As low as 6.99%* PAFCU Home Secured 1-5 years 2% Preferred APR* 7.90% 1% Preferred APR** 8.90% Non Preferred APR 9.90% 6-15 years (over $7,500) 2% Preferred APR* 8.90% 1% Preferred APR** 9.90% Non Preferred APR 10.90% Overdraft Protection open 13.5% Home Equity Line of Credit 6.375% variable Mini Home Equity Loan 3.875% variable *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval. Does not apply to member with existing equity loans. **Must meet IRS requirements for a home mortgage interest deduction. If we are first mortgage, first position lien. ***Current and previous year models. All loan rates and terms offered are effective March 31, 2020 and are subject to change without notice. Additional terms and conditions may apply. About PAFCU Federally chartered in 1940 Comprises 400+ Select Employer Groups (SEGs) Professionally managed and staffed Federally regulated and insured Federally and independently examined each year Every member account federally insured by NCUA, a U.S. Government Agency to at least $250,000 Once a member, always a member $200 million in assets A member base of 40,000 national and worldwide Contact PAFCU If you prefer a response via E-mail, input your E-mail address. Otherwise, please enter your daytime phone number. PAFCU Contact Form Your Name: required Your E-mail Address: required Daytime Phone: Questions or Comments: required In most cases, we will reply to your E-mail within two working days. About Us Contact Us PAFCU Full Site For authorized users only. Unauthorized use is prohibited and may result in criminal and/or civil prosecution. ©2020 People's Alliance Federal Credit Union. All Rights reserved....